A line of credit gives you access to funds up to your credit limit which can be borrowed and paid back multiple times while only paying interest on the money you borrow. This is a flexible and typically unsecured way to borrow money for seasonal businesses or businesses that need help managing cash flow or handling unexpected expenses. We have two options: 1. Beginner Line of Credit or 2. Syndicated Line of Credit.
We have two options:
1. Beginner Line of Credit or
2. Syndicated Line of Credit
Beginner Line of Credit
This LOC requires a strong 680+ score
Funded as good-as-cash credit cards.
Does not report to personal credit.
$10K to $150K per round.
Can do multiple rounds.
Capital for both new or experienced businesses.
Start Up Companies.
Real Estate investors.
Consultants.
Doctors.
Dentists.
Attorneys.
and many others.
Qualifications
680+ strong credit score.
30% utilization or less of credit cards.
Approval based solely strength of credit.
Why Wouldn’t You Just Do This Yourself?
Besides destroying your credit, this isn’t easy as it seems.
Banks don’t say which cards report to personal credit.
Our lenders know which cards don’t report to personal.
That’s what took over 10 years to learn.
Our lender can knock it out for you and be done.
And can do up to $300,000 and do it right the first time.
Funding Specifics
$10K – $150K and more.
0% interest for 6, 12 or 18 months.
These are good as cash credit cards.
Funding in the name of the business.
Does not report to personal credit.
Some, not all, are available for balance transfer.
Can cash out and use any way you want.
You can do $150K/round up to 5? rounds.
You’ll need to wait 30-60 days/round.
Disqualifiers
700+ credit that’s weak
Accounts opened in the last 12 months
Bankruptcies in the last 4 years.
Collections are *possible DQ.
Inquiries are *possible DQ.
Credit Card usage 50% or more.
How To Get Started
The only way to find out and know for sure what amount you qualify for and the details of the offering is to give me the okay to move forward. Let’s find out.
Book a call with me to get things started.
Business Syndicated Line of Credit
$10K – $100K Line of Credit.
Requires a credit score of 700+.
Funded as good-as-cash credit cards.
Funded in the name of the business.
Qualifications
700+ credit score.
Credit age must be longer than 1 year.
If not qualified, you can use a cosigner who is.
Disqualifiers
No recent missed payments.
No new accounts in the last 6 months.
No more than 3 inquiries in last 6 months.
For Whom This Loan of Credit (LOC) Is Most Useful
This LOC will work for:
Start ups.
Consolidation of other loans.
Business owners already in business.
Businesses that are serious about getting funding.
Businesses willing to enroll for a better credit score if needed.
What Terms And Cost You Can Expect
The cards are good as cash.
The terms are 12 to 24 months.
You can use them as 0% credit cards.
Most include a 10% service fee added to the card.
That fee could be as much as 15%, depending on credit.
This is a revolving account and can be paid down and reused.
Ask About Our Trusted Partners To Get Your Reports
There’s very little paperwork.
Sign up for the $1 seven day trial.
Get the the 3 credit bureau FICO scores for $1.
Email them to me at my contact email address: info@swiftlendingsolutions.com
Don’t cancel the free trial yet…
After I Receive Your Credit Reports
I’ll review your information for accuracy.
If anything needs attention, we can address it then.
If everything else is okay I’ll make the submission.
You’ll have an answer in about 4-5 hours or less.
If you have no credit card pay downs or stipulations to attend, you’ll have the funds in about 7-10 days.
If you need any credit help to make it happen, you’ll have a pathway to that credit approval by following the credit repair program, as well as a time frame for it to happen.
When You’re Ready To Pull The Trigger And Get Your Offer
Book a call with me and we can get this rolling.
- Pros:
- Flexible borrowing
- Typically no collateral required
- Cons:
- May have maintenance fee or withdrawal fee
- Good credit and consistent revenue required
- Best for:
- Short term needs
- Seasonal business to manage cash flow
Our 3 Step Process:
1. Apply
Fill out our Quick Apply application.
2. We review your application
We review your goals and present you with programs matching your needs, getting an offer in 24 hours.
3. Receive funding
Choose the program that fits you best and receive funding within 48 hours.